Manual v2.04

Documentation

A complete guide to buying an anonymous virtual credit card with crypto — no KYC, no signup, delivered in minutes.

What ZeroTax.CC is

ZeroTax.CC is a no-KYC shop for prepaid virtual cards. You pick a card brand and a USD balance, pay in crypto, and receive a redeem link with the card number, expiry and CVC. No account, no ID, no bank connection.

The cards are single-load prepaid VCCs issued by upstream providers. We don't issue the card ourselves — we broker the order and hand you the credentials as soon as the issuer confirms the load.

Which cards you can buy

My Prepaid Center Visa Card

Visa

Works almost everywhere online. Min $5, max $1,000.

Swype Mastercard

Mastercard

Fallback for merchants that block Visa VCCs. Min $5, max $499.

PayPal Account Balance

PayPal

Balance credited to the PayPal address you provide. Min $5, max $1,000.

Binance Gift Card

Binance

Credit deposited on a Binance account (gift card style). Min $5, max $500.

Live availability and min/max amounts are shown in the shop. If a provider is out of stock it's hidden or disabled — try again later or pick another brand.

From click to card in 4 steps

Configure your card

Choose a provider, enter the USD balance you want on the card, and give an email address. For PayPal, also enter the recipient PayPal email. Solve the one-second ALTCHA proof-of-work — no accounts, no tracking.

Get a payment address

We generate a unique deposit address, a QR code and the exact crypto amount to send. You have 10 minutes before the quote expires — network rates move, so we can't hold prices longer.

Send crypto

Send the exact amount from any wallet. The page polls the issuer every 15 seconds and flips to "paid" the moment your transaction confirms on-chain.

Receive the card

Once the issuer loads the card (usually 1–5 minutes after confirmation) we show the redeem link on-screen and email a copy to the address you entered. Save it — that link contains your card credentials.

Supported coins & networks

Default is USDT on Polygon (fast, low fees, stable price). We also support:

USDT

Polygon (default) — ~5 sec confirmation, cents in fees

USDC

Polygon — same network characteristics as USDT

BTC

Bitcoin mainnet — slowest, 1 confirmation required

ETH

Ethereum mainnet — variable gas, use only if you already hold ETH

XMR

Monero — private by default, ~2 min per block

SOL

Solana — fast and cheap

The amount displayed on the payment page is the total you must send, including our fee and network buffer. Sending less will fail the order; sending more is refunded manually via the support channel below.

Important: use the payment address only once, only for the coin/network shown, and only within the 10-minute window. Late or wrong-network deposits are recoverable but require manual review.

How you receive your card

After payment confirms, the issuer needs a moment to load funds. You'll see two status indicators on the payment page:

payment_status

unpaid → paid once the tx confirms

card_issuer_status

pending → completed when the card is loaded

When both are green, a redeem link appears. Click it to see the full card number, expiry date and CVC (or, for PayPal / Binance, confirmation of the credit). The same link is emailed to you. Treat it like a bearer token — anyone with it can spend the balance.

Where and how to spend

Visa / Mastercard cards work on most online merchants worldwide. Some merchants (rideshare, streaming, airlines) refuse prepaid VCCs — that's a merchant policy, not our issuer.
Cards are single-load: once the balance is spent, the card is closed. Buy a new one when you need more balance.
Billing address: use any valid address in the card's country. The issuer doesn't match AVS strictly for prepaid VCCs.
3-D Secure is not supported. Avoid European merchants that force SCA (banks, some subscription services).

Apple Pay & Google Pay

Virtual Visa and Mastercard cards from ZeroTax.CC can be added to Apple Pay and Google Pay. That means you can use them for in-app purchases, contactless NFC payments, and anywhere mobile wallets are accepted — not just websites.

Apple Pay: open the Wallet app, tap the plus icon, and enter the card number, expiry and CVC from your redeem link.
Google Pay: open the Google Wallet app, tap "Add to Wallet" → "Payment card", then enter the card details.
Wallet acceptance depends on the issuer and your region. Some prepaid VCCs may verify before adding; if a wallet rejects the card, you can still use it directly online.

Access your order history

You don't need to sign up to buy. But if you want to see all your past orders and redeem links in one place, request a magic link on the /auth page. Enter the same email you used at checkout — we'll send a one-click login. In the panel you can re-open redeem links, check statuses, and see historical amounts.

We never store passwords. If you lose access to your email, orders tied to that address are unrecoverable — save your redeem links somewhere safe.

What you actually pay

Card balance

$5 – $1,000 (Mastercard capped at $499)

Mastercard total markup

12.54% all-in (6.74% issuer + our margin, compounded)

PayPal / Binance total markup

15.39% all-in (9.45% issuer + our margin, compounded)

Visa fee

Currently unavailable — fee will be listed when stock returns

Network fee

Whatever the chain charges you to send

Quote validity

10 minutes from order creation

Delivery time

Typically 1–5 minutes after on-chain confirmation

The price you see at checkout is the card face value plus the upstream issuer fee and our service margin. Because our margin is applied on top of the issuer's marked-up price (not on the raw face value), the true all-in rate is slightly higher than the two percentages added together. Mastercard is cheaper to issue than PayPal or Binance, so its all-in markup is lower. Everything is already included in the crypto amount on the payment page — no hidden charges after you send.

Mastercard

12.54% all-in

$50 card$56.27 total

$100 card$112.54 total

$499 card (max)$561.56 total

Total markup: 12.54%

PayPal / Binance

15.39% all-in

$50 card$57.70 total

$100 card$115.39 total

$500 card$576.95 total

Total markup: 15.39%

There are no monthly fees, no reload fees, and no dormancy fees. The card is single-load: once the balance is spent, the card is closed.

Interactive

Fee calculator

Card value (USD)

Card value

$100.00

Provider fee

$6.74

Service margin

$5.80

Total due (12.5%)

$112.54

The total is shown in crypto at checkout. The exact amount depends on the live exchange rate at the moment you place the order. Network fees are paid by you when sending from your wallet.

What we do and don't store

We only store: your email, chosen provider, USD amount, deposit address, redeem link, and timestamps. That's it.
No IP logging beyond standard edge-server metrics. No fingerprint, no analytics cookies, no third-party trackers on checkout.
Redeem links are served over HTTPS and displayed only to the browser session that placed the order (plus the email recipient).
ALTCHA proof-of-work replaces classic captcha — no Cloudflare, no Google, no cookies dropped.

If something goes wrong

I sent crypto but the page still shows unpaid.

Wait for at least 1 network confirmation — on Bitcoin this can take 10+ minutes. If your tx is confirmed on a block explorer and the page still shows unpaid after 30 minutes, contact support with the transaction hash and your redeem_id.

The 10-minute timer expired before I paid.

Don't send anything to an expired address. Start a new order in the shop — you'll get a fresh address and a new quote.

I sent the wrong amount or wrong coin.

Deposits are recoverable but require manual review. Keep the transaction hash and contact support. Wrong-network deposits (e.g. USDT on ERC-20 to a Polygon address) are the hardest to recover — always double-check the network shown on the payment page.

My card was declined at a merchant.

Try a different merchant first. Prepaid VCCs are commonly blocked by rideshare, streaming and airline sites — that's not a fault with the card. Balance and expiry can be verified via the redeem link.

I lost my redeem link.

If you used the same email consistently, request a magic link at /auth and open the order from the panel. If you used a throwaway email you no longer control, the credentials are unrecoverable.

Frequently asked questions

Do I really not need to verify my identity?

Correct. No ID, no selfie, no address proof. The upstream issuer treats each card as a one-time prepaid instrument, which is why KYC isn't required.

Can I get a refund?

Once the card is issued (redeem link generated), we can't reverse it — the balance is already loaded. Before issuance, if payment fails or the issuer rejects the order, funds are returned to the deposit address on request.

Can I add the card to Apple Pay or Google Pay?

Yes. Virtual Visa and Mastercard cards can usually be added to Apple Pay and Google Pay. Open Wallet / Google Wallet, enter the card number, expiry and CVC from your redeem link, and follow the verification prompts. Some regions or prepaid card programs may reject tokenization, but direct online use always works.

What currency is the card in?

USD. Merchants in other currencies will convert at their standard FX rate; the issuer doesn't add a separate FX fee.

Can I use the card for recurring subscriptions?

Technically yes, until the balance runs out. But once depleted the card is closed, so the subscription will fail on the next charge. Best used for one-off purchases.

How is this legal?

Prepaid VCCs are a regulated financial product in most jurisdictions. You're buying a legitimate card, not evading law. You're responsible for using it in line with the laws that apply to you and the merchant's terms.

Ready when you are

Buy your first card

Pick a brand, pay in crypto, receive the details in minutes.

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